The dated capability matrix separates LIVE production-enforced scope, PILOT scope, PLANNED work, SIMULATED proof, and UNAVAILABLE rows. Each row carries a version stamp, a last-documented date, and the codified Rule that anchors it.
Read top to bottom. The four axes — debt type · jurisdiction · channel · practice area — provide a dated, versioned view of the available scope. The single prohibition footer at the bottom is the § 362(a)(6) automatic-stay hard rule: not a row, a permanent footer.
Verified for one-touch-per-day cadence lock + no-back-to-back-day touch restriction. Repossession demand letters are NOT shipped — UCC § 9-609 self-help cross-check is not implemented.
Demand-letter family — first-communication letter carries Reg F Model Form B-1 with the § 1692g disclosure block + Mini-Miranda. Verified across seven FDCPA rules (incl. the § 1692g(d) cease-of-collection row that scopes the dispute-driven hold separately from the § 1692g(b) verification obligation) + the Reg F Model Form B-1 envelope.
Same § 1692g envelope as credit card. HIPAA source documentation is NOT asserted in any draft — receipts are validated at intake only.
TCPA window + STOP-keyword revocation in scope; Mini-Miranda on every medium. CFPB 2026 reaffirmation of § 64.1200(c)(1) coverage for SMS treated as a covered medium.
Common-carrier / utility debt covered under § 1692a(3). Municipal-utility carve-outs are NOT asserted.
Static template wired (`Cal. Civ. Code § 1788`, Rosenthal Act; CCRA via `Cal. Civ. Code § 1785 et seq.`). Template-level support only — readiness verdict is `coverage-not-verified` outside WA today.
Federal floor across all verified rules. Every verified Rule ships under this floor. Federal FDCPA + TCPA + Reg F all operate on the federal floor; a § 1692g notice on first written communication is the operative safe harbor.
Static template wired (`Fla. Stat. ch. 501, Part II`, FDUPTA). Template-level support only — readiness verdict is `coverage-not-verified` outside WA today.
Static template wired (`Tex. Fin. Code ch. 392`, `Tex. Bus. & Com. Code ch. 17 subch. E`). Template-level support only — readiness verdict is `coverage-not-verified` outside WA today.
The one state whose state-complaint readiness engine reports `verified` today per `STATE_READINESS_VERIFIED_STATES = ["WA"]` in `@/lib/business/state-complaint-readiness/engine.ts`. The state-statute authority is the WA state-compliance enforcement body, not a federal Rule — `evidenceRuleSlugs` is empty by design.
B-1 light envelope with § 1692g notice + Mini-Miranda. Hard-refused if the Reg F Model Form fails any block-per-element test. Served through `POST /api/matters/[id]/draft/letter` + `POST /api/matters/[id]/letter/sign-and-dispatch`.
Mini-Miranda block pre-inserted on initial communication, including reply threads where the consumer did not start the conversation. The § 1006.18(b)/(c) Reg F identical block is carried from the same `MINI_MIRANDA` constant.
Explicitly unavailable: no connector is authorized to write back to a buyer production system of record from the public proof surfaces.
8 a.m.–9 p.m. consumer-local dispatch gate against the matter address deliverability record, NOT the operator local clock. STOP keyword routes to immediate § 227(b)(3) revocation flag — 10-business-day closure horizon.
TX/FL/CA static template wired. WA is the only state whose readiness engine returns `verified`; the other three states report `coverage-not-verified` for readiness today. Served through `POST /api/matters/[id]/draft/complaint`.
Print script carries Mini-Miranda, § 1692g(a) validation reference, balance, callback, and the § 1692c verification-to-cease closer. Served through `POST /api/matters/[id]/draft/voice`.
Seven codified FDCPA rules — the busiest of the three practice areas in this catalog. Version stamps: § 1692g v1.5.0 (latest), § 1692e(11) v1.3.0, § 1692c(c) v1.2.0, § 1692g(b) v1.3.0, § 1692g(d) v1.0.0, § 1692e v1.2.0, § 1692d v1.1.0.
Six Reg F implements — all v1.0.0 today. Model Form B-1 is the safe-harbor literal; the § 1006.18(b)/(c) Mini-Miranda cross-references § 1692e(11) from the SAME `MINI_MIRANDA` constant.
Two codified TCPA rules. Window rule § 64.1200(c)(1) v1.3.0; revocation flag § 227(b)(3) v1.2.0 — STOP-keyword route closes within a 10-business-day horizon (post-Hall v. Smosh posture).